* {
    margin:0;
    padding:0;
    box-sizing:border-box;
    font-family: Arial, Helvetica, sans-serif;
}

body {
    line-height:1.6;
    color:#333;
}

header {
    background:#0b3d91;
    color:white;
    padding:15px 40px;
    display:flex;
    justify-content:space-between;
    align-items:center;
}

header h1 {
    font-size:22px;
}

nav a {
    color:white;
    margin-left:20px;
    text-decoration:none;
    font-weight:bold;
}

.hero {
    background:#f4f7fb;
    padding:80px 20px;
    text-align:center;
}

.hero h2 {
    font-size:36px;
    color:#0b3d91;
}

.container {
    width:90%;
    max-width:1100px;
    margin:auto;
    padding:40px 0;
}

.section-title {
    color:#0b3d91;
    margin-bottom:20px;
}

.grid {
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
    gap:20px;
}

.card {
    background:white;
    padding:25px;
    border-radius:8px;
    box-shadow:0 0 10px rgba(0,0,0,0.08);
}

.btn {
    display:inline-block;
    background:#0b3d91;
    color:white;
    padding:12px 20px;
    text-decoration:none;
    margin-top:15px;
    border-radius:4px;
}

footer {
    background:#0b3d91;
    color:white;
    text-align:center;
    padding:20px;
}

form input, form textarea {
    width:100%;
    padding:10px;
    margin:10px 0;
}

@media(max-width:768px){
    .hero h2{
        font-size:26px;
    }
}